Tmoni app for iPhone and iPad

TMoni is the official utility of the Thrivemoni cooperative agency platform aimed at propagating prosperity by promoting financial inclusion and providing unique financial services tailored for rural, semi urban dwellers and people at large.


Why sign up as a TMoni agent?

TMoni empowers agents to thrive and earn commissions while carrying out transactions on our behalf as a business vendor. Agents also earn performance-based incentives tailored to diligence in service.


What transactions can be carried out on Tmoni?

Funds transfer and withdrawals, Airtime purchase, Data subscription, Cable TV payments, Electricity bill payments, Cooperative services (Savings and Loans).


How does TMoni cooperative work?

Authenticated agents can register customers into cooperative membership and ensures collection of their savings dues for subscribed periods. Customers may earn dividends on the full tenure of their savings and can also request and access loans at no added-interest.